Preheat your oven to 350°F (175°C) and line a baking sheet with parchment paper.

In a large skillet over medium-high heat, cook the ground beef seasoned with salt, pepper, and garlic powder for 5-7 minutes, breaking it apart as it browns.

Lower the heat to medium, add sliced onion and bell peppers, and sauté for 3-5 minutes until softened.

Sprinkle Monterey Jack cheese over the beef mixture and stir for 2-3 minutes until fully melted.

Take a low-carb wrap or dough, spoon the beef and cheese mixture into the center, and roll it tightly.

Arrange the rolls seam-side down on the baking sheet and bake for 15-20 minutes until golden brown.

Let the rolls cool for a few minutes before serving with your choice of dipping sauces.